Tag Archives: banking

Random thoughts and a commitment…

It’s been over a month since my last post and I really miss doing this.  So I’ve made a commitment again as this seems to be the only way that I have consistency in my life.  Otherwise, I flounder about in the chaotic wisps of impulse contrasted with idleness.  So my commitment is to do one blog post per week…

For a week.

Kidding.  I’m committing to one per week with a concession that if I cannot for some reason that I won’t shit all over my self emotionally.  That being said, here is some random thoughts that I’ve thoroughly planned out and organized thus making them anything but random…

151.  Fatherhood has changed me so much.  I’m much more mature now and I pronounce it ‘matour’ as to add a level of sophistication.  That being said…

152.  I think that a great restaurant name would be “URANUS” and the tag line could be “a fine place to dine”.  I’d get someone else to run it as I wouldn’t want to be around the clientele that would come to eat at URANUS.

153.  This, I feel is more appropriate than the Klu Klux Klam seafood bar that serves white fish with burnt cross buns.

154.  I woke up thinking a simple thought.  If every capable human being on Earth right now would plant just three trees per year, we would potentially solve any de-forestation issues.  Perhaps this is an over-simplistic idea but seems doable.  I will start this summer.

155.  Usury was once illegal.  The price tag on the house I bought was $67, 000.  Not a bad deal considering what idiocy has happened in the market to date.  I didn’t have the cash on hand so I had to mortgage the property.  For 10 years, I paid $720 per month for almost 8 years which adds up to $69,120.  The current outstanding balance is about $49,000.  I’m pretty sure that usury should still be illegal because that is a shitty deal if you’re not the bank.

operator:”911 what’s your emergency?”

caller: “help a bunch of people have been and are being raped!!!”

operator: “sir, how can a bunch of people be simultaneously raped?”

caller: “it’s the bankers and tax people!!! Please help!!”

operator: “sir, I’m sorry, I cannot help you because that kind of raped isn’t against the law and I have to go…

caller: “what?  why do you have to go?”

operator: “because I’m being raped too.”

caller:  ”hello?”

156.  My new hobby is complaining to companies about their products.  Receiving vouchers for free products on a weekly basis is fun and encourages me to continue this hobby.  I tried once to just compliment a company and the response I got was “thanks”.  So much for that approach.

157.  My other new favorite hobby is staring at mysterious things to the left with Ezra.me and boy


Debt too

My last name is Scholl.  The original German meaning for this is “one who is indebted to another”.  At first, I thought this was a terrible meaning but then an associate of mine pointed out that it was a matter of perspective. 

“Who are you indebted to?” she asked. 

God?  The Creator?  Your community?  The people whom you love?  The electromagnetic phenomena that arises to hold reality as we know it together?  The doctors who saved you?  Your boss?  The Government?  Banks?  Your self?

I suppose she was right.  Who am I working for?  In what am I in service to?  These could be painful questions to ask ourselves but so what?  What are we here for?  I do not believe for a second that we are here to live a selfish, comfortable life free from pain and strife.  This is where we fall.  Life will kick our ass. 

I called this ‘debt too’ because of my previous post about the debt crisis.  Really, the crisis is all in our mind.  The positive and negative balance.  They have to, otherwise reality would collapse.  Oddly enough, this is mirrored in accounting.  The debits and credits, positive and negative MUST balance.  In the case of banks; the bank holds the positive that you order into existence and then enter the negative amount into a computer via accounts.  Nothing is owed because it balances.  This is one of the most challenging concepts to get your head around in banking by the way.  It is so simple and when you see it you might burst out laughing like I did.  Honestly, my first thought was “why didn’t I think of THAT scam?”.  Brilliant.    

But this post is not about banks or debt.  This post is about indebtedness with a positive spin.  Everyday, when I wake up I can choose to serve love or fear.  I can ask myself whom or what I am grateful for.  That gratefulness will tell me exactly whom or what I am indebted to. 

This is what I shall serve and work for.


Debt Crisis

This is ridiculous already!!!

I cannot watch the news anymore and have de-activated my Facebook account due to all of the unrest and pop-opinion politics.  After studying the banking systems, government and how credit is created for 13 years I feel it important to inform as best as I can.  I don’t have all of the answers but I do get what’s going on to a certain degree.  I present the following with love and the best intentions: 

Ask yourself this:  Who owes what to whom?

One thing people have a hard time wrapping their heads around is that the banks do not loan you anything.  I repeat:  The banks do not loan anything.  They call it a loan but it is most certainly not!!!  They present securities; pieces of paper with a number amount on it.  When you sign this securities document the asset is created.  You, as a signatory create the credit.  It is your signature that orders the credit into existence.  It is that simple. 

Here is the bait and switch: 

The banks holds the security (positive) that YOU have created in trust.  You are supposed to be the beneficiary of that trust but instead you receive the “credit” (negative).  It is actually a debit.  The negative and the positive balance to cancel each other out.  There is no money (labor) owed.  The currency exists because you say so and the banks know this.  It’s a game and a trick of accounting. 

What happens when you go to work to pay back what you thought was a loan is simple; you are willingly working to pay the bank double plus interest.  REMEMBER… the bank has the security which is the asset or money or balance.  The bank has already been paid via the security.  You work to pay back something that is already paid for. 

The global game of the World Bank and Governments is the exact process at a different level.  The Government pledges the labor of the people in order to receive “credit” (debit)  that is issued by the pledge.  The World Bank does not loan anything of value.  It simply creates a negative to the positive.  The books already balance.  I understand this may be hard to wrap your head around but it is what has been going on since 1913.  It is definitely worth attempting to understand. 

The truth is that there is no actual debt.  The people were duped into giving up real assets (labor, property, collateral and signature) for an entry into a computer or leger book.  Something for nothing.  Why do you think the banks have all of the money and people are struggling?  The system was rigged. 

What can we do about it?

Research and educate your self before you get mad, react or act.  Please.  One thing that I suggest that everyone test out is the following:

If you have a “loan”, send the CFO (chief financial officer) of the bank a letter asking for an affidavit, sworn under oath of penalty of perjury and full commercial liability verifying the debt.  Ask the bank to show you where it took a loss in its books. 

These are simple questions that should have simple answers.  They will not however,  swear an affidavit verifying the debt nor will they show you the books.  The reason for this is simple; no loss was taken on the banks books as they hold the plus.  The bank actually gained the monetary value the moment that YOUR SIGNATURE touched the security.  No one in there right mind would attest to verifying a non-existent debt because they would be financially on the hook for the fraud. 

I say fraud loosely because this form of banking has been “legal” since 1913.  Lawful is a whole different story. 

What I was told by one of the higher ups in TD CANADA TRUST was that the bank only takes a perceived loss when you default or stop paying them.  This is because they literally project “future income” based on your willingness to continue working for them.  It is like a bet that you won’t know what is really going on and will keep placing value in the form of currency backed by your labor into their business. 

Now you know.  Have a good day:)

If you have any questions or actually give a shit about stuff like this then feel free to ask me any questions…


The kid bank

For the low low price of $69.99 you can train your fun loving 5 year old how to be a successful consumer.  For an extra $6.66 you can install an RFID chip into his hand for convenience and security.

I wish that I had one of these as a kid.  All I had was action figures, games, a soccer ball and a bike.


Mono Poly

Mono Poly:  The one.  The many.  The one controls the many?  

When you break the word apart it kind of sounds like a virus.  “oh, I’m so sorry that you came down with Mono Poly.  That sucks!  Next time don’t perform oral sex on prostitutes!”  

The definition of Monopoly:  A situation in which a single company owns all or nearly all of the market for a given type of product or service.  This is a great situation if you are the company and tough shit if you’re the market. 

Regardless, the world is a big Monopoly game.  We tend to forget that the money comes with the game.  When we lose at Monopoly, we aren’t required to wash our friends’ dishes right?  So why do we take it so seriously in life?  This is really a simple matter of what we consent to.

I enjoy playing Monopoly.  It brings out my competitive side and I get to conquer my friends.  This feels great until the game ends and it’s back to the reality where these people aren’t paying me rent.

I once played a game of Monopoly with a friend where we changed the rules.  The only rule we created was that we already owned all of the money, utilities and property and had to figure out how to function from that perspective.  This seemed really simple and exciting at first until we sat there staring at the board game wondering what to do next.  After about 1 minute of staring at it, we packed up the game and said, “wow, that was the quickest game of Monopoly ever”. 

The lesson:  Smoking weed and changing the rules of Monopoly could end the game rather quickly.


Rant 1

It is difficult to get a man to understand something when his salary depends upon his not understanding it.    – Upton Sinclair

A system that derives its fundamental success from the numeration and automation of the human element cannot possibly serve the best interests of Humanity.     – Chris Scholl

Wow, the guy who said that second quote is really smart ;)   I thought I would use this post to share some important information.  My thoughts go from the profound to the profane within seconds sometimes.  Shit jokes and Metaphysics aside, I am a huge fan of Truth.  I also recognize that Truth can be a huge problem for some people.  When I first began to research information about the foundations of our monetary system, legal names, governments, bonds and the controlling elite I was excited to share what I had found.  While there has been a close group of friends and associates who support the findings or research it on their own, there has been a lot more resistance.  The main problem with Truth is when it confronts our thoughts, behaviors and the systems that we attach our security to.  When we are willing to suspend these attachments we have a real opportunity to grow.  

My intention here is to simply share a video and ask that you, the viewer to do your best to suspend those attachments.  Try the info on like a pair of pants that you are considering purchasing.  

Researching on the internet is like digging out gold nuggets from huge piles of dog crap.  Another funny aspect to people researching on the internet is their intent.  I keep mentioning my good friend Charlie Sheen in my posts for a reason.

The video “Hijacking Humanity”


tick tick…

On March 6, 2005 I celebrated my 369th month on Earth. 

Yesterday, was my 438th month birthday. 

Often, I hear parents say that their child is 18 or 23 months old and I’m curious if there is an actual cut-off point to the whole “month” thing?  At what point do we say “um, he’s about 2 years old”?  

I definitely feel more like an ancient being when I calculate my time on Earth in months as opposed to say, dog years.  In the later case I am only about 5. 

In realizing that I am progressing on in months, I began to think about things I could do now that would benefit me in the future.  Right then, I drove past a church sign that read “Jesus Saves”  and I thought, “that’s it! I need to start putting a percentage of my income away and invest it in something meaningful besides hookers and crack”. 

It was a sign.


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